*
 
Articles, content for websites, ezines and newsletters
Search for articles:

Benedict Rohan's Articles

Display Category|Title|Newest|Oldest
  • When the bailiff comes knocking – what are your rights?
    If your debts get to the stage where a bailiff comes knocking at your
    door to seize goods, it can be a very distressing experience.
  • What’s in a name? IFA Qualifications
    There’s more pressure on people than ever before to save for their futures.
    Relying on the state is no longer a safe option for retirement, benefits and healthcare.
  • What is a commercial mortgage?
    A commercial mortgage is similar in principle to a residential mortgage except
    it is used to purchase a property or to raise capital for commercial purposes
    rather than domestic purposes. As with residential mortgages, the lender
    retains rights to the property until the loan is repaid in full.
  • The Pros and Cons of Store Cards
    Why shouldn’t you take advantage of the offers if they’re there for the taking? You could save a lot of money by opening a store card (for example, discounts of up to 20% may be offered with your first purchase), as long as you are sure that you will be able to pay the bill before interest is charged.
  • The importance of making a will.
    Please note: this article applies to residents of England, Wales and
    Northern Ireland and is provided for general information only. It does
    not constitute financial advice.
  • The financial industry: your rights as a consumer
    The financial services industry is highly regulated and companies
    selling financial products or advice must adhere to a stringent set of
    guidelines set out by the industry’s independent regulatory body, the
    Financial Services Authority.
  • The financial cost of divorce
    Apart from all the emotional turmoil, there are so many practical
    matters that must be sorted out when a married relationship comes to an
    end.
  • The basic principles of VAT
    VAT (Value Added Tax) is a sales tax, levied on the expenditure of consumer goods and services and business transactions, which is paid by the consumer at the point of purchase and collected by Her Majesty’s Revenue and Customs (HMRC). First introduced to the UK in 1973, it is now a major source of revenue for the government.
  • Self-build – finance your dream home
    Having your very own, custom-built dream home is a lot easier and
    cheaper than you might think. Although building your own property
    involves a great deal of planning and hard work, it’s within the reach
    of most people, especially now that many mortgage lenders will lend on
    self-build properties.
  • Saving money with your energy supplier
    The energy supply market was deregulated in 1999 and since then
    millions of people across the UK have benefited from cheaper bills by
    switching their gas or electricity supplier.
  • Saving for your child’s future
    Having children isn’t cheap these days, especially in the long term – the older they get, the more they cost. Higher education prices continue to soar and it’s almost impossible to get onto the housing market without having some capital or homeowner loans.
  • Reasons for starting up a company
    People set themselves up in business for many different reasons.
    Sometimes they have an idea that will fill a niche in the market or is
    a vast improvement on current products or services available.
  • Protecting yourself from identity fraud
    Your identity is extremely valuable. You need it to prove who you are
    for various purposes in your day-to-day life, such as opening a bank
    account, obtaining a loan, getting a credit card, purchasing goods or
    services, applying for a passport or driving licence
  • Pocket Money: Financial Lesson for Kids
    It’s an age old problem for parents – how to handle pocket money for their kids. How much should you give them? How often? What should they spend it on? All these questions have troubled parents for generations.
  • Pensions Guide: State Pensions
    The most important financial decisions you’re likely to make in your life are those concerning your retirement. To have a secure future with a comfortable standard of living after you’ve stopped working, you’ll need to plan your finances carefully.
  • Pensions guide: private pensions
    It’s now unlikely that the state pension will be enough to keep you living comfortably when you retire. It provides only basic support, and the government itself is keen to encourage people to save as much as they can to supplement their state pension and give themselves a comfortable income in retirement.
  • Parents: helping your child onto the property ladder
    It’s increasingly difficult for young people to get on the first rung
    of the property ladder alone, as property prices are rising much more
    quickly than earnings. This is where parents can help.
  • Obtaining probate
    This guide is an introduction to obtaining probate after someone’s
    death in order to administer their estate.
    When someone dies, their finances, assets and belongings (i.e. their
    estate) have to be sorted out and distributed among those who are
    entitled to them.
  • Mortgages: what products are available?
    Basic principle of a mortgage is very simple: you borrow money to buy a house and pay back the loan with interest. However, nowadays there are so many products available that it can be mind-boggling. Here’s a guide to methods of repayment and interest rates.
  • It’s payback time: remortgage to solve your debt problems
    People in the UK owe more money than ever before. As it becomes easier and easier to borrow, whether in the form of credit cards, loans or countless other personal finance options, we are lured deeper and deeper into the debt trap, often to the point where we face an overwhelming financial burden that we have no means of repaying.
  • Islamic finances
    If you’re Muslim and are concerned about financial products that comply
    with Sharia Law, there are more and more options available to you
    today. The first Islamic bank in the UK, the Islamic Bank of Britain,
    opened its headquarters in Birmingham in 2004, offering a range of
    products and services such as pensions, mortgages and loans.
  • Is being self-employed the right thing for you?
    As well as being viable from a business perspective, it’s also crucial
    that setting up a company is appropriate for your personal needs. It’s
    a huge commitment that will require a lot of hard work, so you need to
    be sure that you’re up to it and that your lifestyle can support it.
  • Inheritance tax, a concise guide
    With ever-increasing property prices, more and more people's assets are now worth more than the inheritance tax threshold of £285,000, which has never been increased in proportion to the recent property boom.
  • Increase the value of your home – cosmetic changes
    The property market is very unpredictable nowadays – sales are slower
    and buyers more demanding. It can therefore be difficult to make a
    profit on selling your home unless you think carefully about how to
    make it more marketable.
  • How to create a good business plan?
    Once you’ve got a good idea of whether your business is viable and
    you’ve analysed the market, it’s time to draw up a business plan.
  • How to create a good business idea?
    The two key ingredients of a successful business are a reasonable
    business idea and a thorough business plan, which will put the meat on
    the bones and turn your idea into something concrete and viable.
  • How do I obtain capital to invest in my business start up?
    You’ll almost certainly need to raise money to start up your company,
    unless you already have sufficient capital yourself. The typical costs
    of starting up are in obtaining premises, manufacturing your product if
    you have one, buying materials, stock or equipment, marketing and fees
    for external consultancy such as legal help, accountancy etc.
  • Government benefits – helping you through injury or illness
    If you’re incapacitated for any reason and are unable to work, you may
    qualify to receive certain benefits from the government to assist you.
    This is one of a series of guides to government benefits, in which
    you’ll find practical information on the range of benefits that may be
    available to you.
  • Government benefits – helping you in retirement
    Unless you’ve managed to build up a large private pension or have a great deal of savings, it’s not always easy to get by in retirement when you’re no longer earning. There are various ways in which the government can help give people of pension age enough money to live on – here’s a concise guide to some of the main benefits.
  • Government benefits – for those on low incomes
    One of a series examining the different types of government benefits, this guide looks at some of the options available to assist those who’re on a low income and are struggling to support themselves or their families.
  • Government benefits – for the unemployed
    The government provides a range of benefits and allowances for those who are unable to support themselves financially, whether they are unemployed and looking for work, on a low income, ill, injured or disabled, bringing up a family, caring for someone or retired.
  • Government benefits – bringing up a family
    There’s a wide range of government benefits to support you as you bring up your family if you’re on a low income and need assistance. This is a brief guide to some of the key benefits that you may be eligible to receive.
  • Getting to grips with ISAs
    The Individual Savings Account (ISA) scheme was set up by the government in 1999 to encourage people to save more money. It allows people to save up to a certain amount each year without paying tax on the interest or income from it.
  • Getting a mortgage with friends
    Property prices for even the smallest apartments are beyond the reach of many first time buyers nowadays. As a result, more and more people are clubbing together with friends to share a mortgage and ownership of a property.
  • Gas guzzlers: the cost of running a car today
    We’re a nation of car users – although not always by choice. Expensive and unreliable public transport systems have forced many of us onto the roads, but having a car certainly isn’t a cheap alternative. The cost of owning a car, even if you don’t use it much, is very expensive.
  • Flight compensation: your rights
    It’s really no fun when you’re stuck in the wrong place or left hanging
    around in an airport because of flight delays and cancellations – and
    what’s more it can leave you out of pocket.
  • Don’t get into debt this Christmas
    This the season to be jolly … and to spend lots of money, it would
    seem. Christmas can be an enormous strain on the family budget. It’s
    not just presents that you have to worry about – which itself can be a
    nightmare as you battle with pressure from the kids for the latest
    must-have toys and gadgets – but also food, drink and entertainment.
  • Consumer scams – don’t be a victim
    Fraudsters are continually coming up with new ways to con unsuspecting
    people into parting with their money, and with the internet, email and
    mobile phones it’s becoming easier and easier for them.
  • Buying goods abroad: UK customs
    If you’re planning to bring goods into the UK from travels abroad or from purchasing on the Internet, there are some important customs laws that you should be aware of.
  • Buying a used car
    Buying a used car can be risky if you don’t carry out detailed checks
    on the vehicle. It’s not always easy to determine the history of a used
    car, but it’s crucial for ensuring you buy a safe, roadworthy and legal
    vehicle.
  • Budgeting for your Personal Finance
    Most of us find ourselves having to part with our hard-earned cash almost on a daily basis to just keep ourselves going. Have you ever thought about exactly what you’re spending though? A great deal of people never bother to budget – yet they could find themselves a lot better off by keeping an eye on their income and outgoings.
  • Bankruptcy: a concise guide
    Definition of bankruptcy:Bankruptcy is one method
    of getting out of debt. It is a court order that transfers
    responsibility for dealing with creditors to the Official Receiver, who
    also takes control of the debtor’s money and assets and distributes
    them fairly to all their creditors. Once all debts have been paid or
    written off or an agreement reached, the individual is able to make a
    fresh financial start.
  • Arranging a funeral
    Suffering a bereavement is a difficult enough time without the stress of arranging a funeral. It can be an expensive business, though, so it pays to do your research and contact a few different funeral directors before making a decision.
  • An introduction to homeowner loans: the key to cash in your house
    These days it’s difficult to get by without some form of financial assistance – most of us have loans, mortgages, credit cards, store cards or other types of debt. Taking out a personal loan is one of the most common and convenient ways in which to borrow money.
Accounts
Sign Up for a free account or learn more.
Promote Your Website Search Engine Optimization Reciprocal Link Service
Website Copywriting
Article Services
Submit Articles
Member Login
Top Authors
Most Popular Articles
Submission Guidelines
Ezine Notifications
Article RSS Feeds
Links and Info
New Stuff
About Us
Links
Add URL
Contact Us
Privacy Policy
Terms of Service
Lose weight with yoga.
Yoga Weight Loss Secrets Revealed!
Provides a "doable" and powerful alternative to conventional weight loss programs
Unlimited Autoresponders by AWeber
Copyright 2008, A1-Optimization

Powered by Article Dashboard