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Gemma Louise's Articles in Mortgages

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  • Find a great remortgage deal
    Could you be paying over the odds for your mortgage? Maybe you’re not aware of the fact that there may be better deals around? For most people, there are big savings, check them out.
  • Mortgages - Ad infinitum
    The Japanese do it. The Swiss do it. Now it’s the turn of the UK. Find out more about the inter-generational mortgage.
  • Mortgages. Pay back over 40 years.
    In the face of increasing house prices, mortgage lenders are offering longer mortgage terms. But at what cost?
  • First mortgage – steps to saving
    The all-important first step on the property ladder can be hard to achieve. Here are some suggestions to help you make it.
  • Mortgage Outfits Challenged On Exit Fees
    Getting out of a mortgage can be a costly business because of exorbitant exit fees. But exit fees could soon be brought under control if the Financial Services Authority has its way.
  • Buy to Let Mortgages. Landlords face new Rules.
    A buy to let mortgages may become a more viable option for larger properties as a result of the new regulations affecting properties in multiple occupation. This article explains.
  • Headline rates are not everything
    Headline interest rates don’t necessarily add up to the cheapest mortgage. It’s the way the calculations are made that makes the difference.
  • Watch that mortgage
    Interest rates stay the same, but watch this space regarding rising mortgage payments.
  • Mortgages – Buy to Let a wise bet
    The purchase of a property to let can offer benefits in two ways. There’s the income from letting, added to the investment growth in the property. Lots more private individuals are taking on the role of landlord. Find out more.
  • Foreign Mortgages - New Horizons?
    More and more people are investing in foreign property. Local regulations and practices are different in every country. Make sure you get the right advice.
  • Mortgages - Home Condition Reports will not be mandatory
    The much-publicised Home Condition Report will not be a mandatory part of the Home Information Packs – this article explains.
  • Your mortgage – time to switch?
    Switching to a cheaper mortgage deal can save you money. Re-mortgaging has never been easier and lenders are coming up some tempting offers. Here we consider the possibilities.
  • Re-mortgages – get up to date
    Off with the old and on with the new. Re-mortgaging is simple and there are a whole lot of choices out there. Find out more.
  • Re-mortgaging cuts costs
    Re-mortgaging is getting more and more popular. Lenders are looking for your business and brokers are giving attention to this area of the market. Is it for you?
  • Re-mortgaging – look into it
    Have you thought about re-mortgaging? More and more people are making this move and lenders are keen to help. See what’s in it for you.
  • Buy to let – decision time
    With the margin on yields in the buy-to-let property market tightening, could it be time to consider the pension path?
  • Mortgages - Short term memory
    Keep an eye on your diary. The end of your cheap-as-chips mortgage deal may be looming. Keep a step ahead and know where you’re going with your next plan.
  • Mortgages - An important date
    Your short-term mortgage may be coming to an end. Don’t forget to put arrangements in hand to renew or transfer. It could be an expensive memory-lapse if you do.
  • Everlasting mortgages
    To my children I bequeath my home, my assets and my mortgage? Read on for more on this revolutionary new mortgage product.
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