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Kristin Gabriel's Articles in Finance

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  • The Reason Why new Home Sales Predictions were Wrong
    Homes for sale that come on a healthy market disappear fast, which takes down the average listing time, causing inventory to go back on the market at increased prices. The reality is that it is the responsibility of the broker or loan officer to determine if the borrower can indeed make the monthly payents.
  • Subprime Crash Affects Minority Neighborhoods
    The subprime market crash has affected minority neighborhoods all over the U.S. Why? Because they were heavily targeted for risky high cost loans. With millions of Americans suffering from inflating mortgage payments due to adjustable rates, balloon payments and other unscrupulous sub-prime programs, many people are now in panic mode, fearing that their homes will be lost.
  • NBT Study on Mortgage Lenders’ Disclosures Means People are Confused
    Confusion among homeowners due to ineffective and complex mortgage disclosures resulted in a study by the Federal Trade Commission. In a complicated world that demands constant attention and offers an array of choices, the fact is, consumers prefer less choices and simplicity.
  • How Real Estate Professionals can Earn Commissions
    Current home owner defaults and late payments are not just causing problems in the mortgage industry but the situation is also raising the question if the U.S. economy will suffer from this subprime market squeeze. Experts say that the future holds new technology tools that offer complete disclosure which is certain to protect all parties.
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