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Mike Bell's Articles

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  • Everything You Need To Know About Choosing A Health Insurance Plan
    The purpose of health insurance is to protect you from the alarming cost of medical care by providing you with insurance coverage for specified health and medical care services. Generally, you will pay a monthly premium, a deductible, and co-payments for services you receive. The cost for insurance is significantly less than if you had to pay for medical care out of your pocket. There are three basic types of health insurance, fee for service, consumer-directed, and managed c...
  • Prescription Drug Coverage
    Prescription drug coverage is an important aspect of overall health care coverage. This article will briefly discuss the types of coverage that are available, as well as some things you should be aware of when choosing a plan.

    Most people obtain their prescription drug coverage as a part of their overall medical insurance plan. Most medical plans include some form of prescription drug coverage, and some states actually require employers to include this coverage in the medi...
  • Types Of Life Insurance
    If you are considering purchasing life insurance, an overview of the available types should prove helpful. This article will briefly discuss the difference between whole and term life insurance, as well as some variations on whole life insurance.

    The easiest way to understand the difference between whole life insurance and term life insurance is to look at what is meant by their names. When you purchase whole life insurance, you are covering your "whole" life - as long as ...
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