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Robert Zangrilli's Articles


Credit Cards	Debt Consolidation
Finance

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Advice when Choosing a Bankruptcy Lawyer This article offers pertinent advice for consumers seeking the help of a bankruptcy lawyer. If your case is simple, then chances are you can file on your own. Credit Counseling Vs. Debt Settlement Credit counseling or debt settlement? While naturally Franklin Debt Relief is inclined to argue on behalf of debt settlement over credit counseling, Debt Relief for the Elderly and Disabled Debt settlement, also known as debt negotiation or debt reduction, is a relatively new way for dealing with your debt problems. Debt Settlement and your Credit The primary purpose of good credit is to save you money by helping you procure lower interest rates that otherwise wouldn’t be available to you. Secured Debt Consolidation This article provides some useful advice to consider prior to taking out a home equity debt consolidation loan. It also compares debt consolidation to debt settlement. The Credit Implications of Paying the Minimums on Credit Cards This article discusses the financial implications of only paying the minimums on your credit cards. It provides an analysis of the proper mindset one must use when dealing with credit issues. The Tax Implications of Debt Settlement and Why Chances Are You Shouldn’t Care This article summarizes the tax implications of debt settlement and why chances are you will still be in a better position financially by enrolling. For most consumers, they are technically insolvent at the time of settlement, which makes them exempt from owing taxes on the savings. Things You Probably Don’t Know Affect Your Credit This article offers tips on ways to improve your credit. It also offers some pointers on things that you may not have known affect your credit negatively. Understanding Debt Settlement A relatively new industry, some consumers are mystified by the dynamics of debt negotiation. Will You Have to Pay Back the Debt Anyway? The most widely held misconception about bankruptcy is that it’s the debtor’s version of the “get out of jail free” card in Monopoly.

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