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Stephen Snyder's Articles in Credit Cards

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Why Your Credit Report Will Never Be Right Even if you significantly pay down the balances on your credit cards for the right reason (to improve your credit scores so you could obtain better credit terms at the lowest possible interest rates), you won't see the effect on your credit reports for 30 to 60 days—and in some cases even longer What to Do When Your Credit Card Interest Rate Increases If your credit card lender does conduct a universal review on you and you're negatively affected by their decision—here's what to do. The Best Way to Improve Credit Scores Your negative reason codes are the keys to unlock credit doors that up until now have been slammed in your face. Reason Your Credit Scores Still Go Down When You Do Everything Right Any new habits you begin today in managing your credit will begin to affect your credit scores in 30 to 60 days. This is due to the lag time between the action you take versus how long it takes the lender to report that action to the credit reporting agencies

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