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Tamara Schmitt's Articles in Mortgages

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  • Lease Option To Buy Explained
    Lease Options are a thing still of the future. Alot of investors use these to make profits as well off of renters that later become the owner of the home.
  • Should I Refinance my Mortgage
    If you need help with figuring this up - please contact us here at GetLoansCheap.com and we will be happy to assist you in learn more about the calculators and figuring what is best for you - at the current time you are in.
  • Preparing your Home for an Appraisal
    When the appraiser comes, he will measure the home, get a general layout of the interior and take photos of the outside and sometimes even the inside. The process usually takes less that an hour. Then his real work begins. With the information gathered, he now has to research for comps, and any other variables to verify the stated value. He won’t be able to give a firm value on the day of appraisal until this work is done. The total process takes about 4 days and a value is given of your propert
  • Main Qualifying Factors for Refinancing
    High balances compared to limits: This typically shows that the borrower is over-extended and living on credit. For obvious reasons, this is risky for the lender. Usually, it is only a matter of time before the borrower will start getting behind on those payments, especially if they do not change the lifestyle to live within their means.
  • Conforming vs NonConforming Mortgage
    Apart from structural differences between the companies offering each type of loan, there are major differences in the features and benefits of the two loan categories as the chart below highlights.
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